How Do I Win A Roof Claim?

When it comes to your roof claim, your home insurance policy has a number of grounds for replacement. But not all policies provide the same level of coverage and some companies are more flexible about their claims than others.

The best way to win a roof claim is to understand your policy and what it covers. Also know your roof and its conditions. This is where regular maintenance is important.

If you buy a home and the roof is 30 years old and the previous owner didn’t keep up the maintenance, your insurance policy is less likely to grant you the roof claim. As materials degrade over time and the life of the roof may simply have reached the end.

One of the most frustrating scenarios homeowners have about insurance is when they don’t understand it. Take for instance a storm rolls through your neighborhood and many of the homes are getting an entire roof replacement, yet your own roof is not. This can be frustrating for any homeowner. The criteria for determining partial or full damage can vary from insurance company, but it typically comes down to your insurance adjuster who is sent to inspect your roof claim.

The best chance in avoiding a denied roof claim with your insurance company is to work with an experienced roofing contractor. A knowledgeable roofing contractor will work with the insurance adjuster to determine all the work that needs to be done to get your roof back to the best conditions and avoid any misunderstanding of your insurance policy.

If you need help understanding your roof claim, call BB Roofing today. BB Roofing has HAAG certified inspectors in Nebraska, Kansas and Iowa that will ensure your home has not been damaged. We will work with you to put together the best solution to getting it fixed; a solution that works with your budget and timeline.